You are your biggest asset

So often I meet with clients to discuss their financial needs be it new mortgage deals or re-mortgage of their existing house, but when the subject of insurance comes up I discover that they have insurance for their mobile phones, appliances, pets, but yet have no protection for themselves.

Whether you are a homeowner or renting how would you manage if you suddenly couldn’t work due to an accident or sickness? How long would it take before you suffered extreme financial hardship? The answer is simple: not long.

As mortgage brokers people come to us to help them buy a home or refinance their existing mortgage but actually one of our most important aspects of our jobs is to make sure our clients, their families and homes are protected. Having the right protection is essential, giving you peace of mind, financial support and security should the unexpected happen, and that what can be unexpected can be anything, from an accident to even a pandemic if we think about recent history.

There are many types of policies out there and it is our job to find the best option for you. Life or Critical Illness policies pay out a lump sum giving you financial security during what would be a heart-breaking time. Income Protection gives you a monthly salary if you are unwell or have had an accident, essential if you are self-employed or your employer doesn’t provide significant sick pay. All of which are essential to prevent financial hardship giving you time to look after yourself, your family and loves ones.

Imagine having the stress of money worries on top of a situation where you have lost a loved one, can’t work due to an accident or have just received the diagnosis of cancer. It is unimaginable the impact it would have and there are policies out there to protect you, whatever your circumstances.

You are your biggest asset, protect yourself.

If you would like to discuss the options available to you, contact one of our advisors today.