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A survey has indicated that many young adults are ill-informed about insurance, as 53% of 18-40 years olds do not know the purpose of critical illness cover¹. In fact, 29% admitted they did not even know what it was.

Getting onto the property ladder continues to be a challenge for younger generations, as 63% of first-time buyer (FTB) mortgage completions¹ are in two or more names.

The start of the year showed promise for the housing market, as house prices are increasing month-on-month.

When buying a house, a property survey can seem like one more cost among many. But getting the right survey is more than a burden - it can be crucial to ensuring you are paying a fair price.

According to a recent report, over a third¹ of homeowners do not have life insurance, thus potentially leaving their family in the lurch if they were to pass away. Renters are risking it even more, with only 29% of tenants saying they have life cover.

Only 2 in 10 UK homeowners have income protection¹, even though it’s likely to be needed at some point in a person’s life. Take a 35-year-old woman who is a non-smoker – for her, there is a 4% chance of death, but a 34% chance that she will be unable to work for 2 months due to illness².

Having barely shifted since last autumn, many analysts expect that interest rates may start edging down. What will that mean for mortgage borrowers and anyone looking to remortgage?

The Bank of England (BoE) kept Bank Rate at 5.25% following the latest meeting of the Monetary Policy Committee (MPC) in February.

Death rates are still higher than pre-pandemic¹ levels, yet 48% of adults aged 18-40 do not have life insurance. This puts many in a precarious position, as the unfortunate reality is that the cost of dying is high.

Last November, home sellers were accepting offers that were an average of 5.5% less than the initial asking price¹ – the highest discount in five years.