Buildings and Contents insurance will cover your home and it’s contents in the event of damage from extreme weather, water damage, accidental damage and burglary for example.

This is also any area we have lost of experience and will happily provide a quote and recommendation.

We would consider any sick pay received from your employer, but often this is very minimal and if you are self employed you would have no sick pay at all.

Loss of income immediately puts a huge financial strain on the household whether you are a single person or a parent with four children. This type of policy would pay out an agreed amount each month to cover your mortgage, household bills and expenditure. Sadly, if you are unable to maintain your mortgage payments your home would be repossessed. This is way it really is essential to protect yourselves and your family against such events.

Take out this to ensure your family are able to maintain their current lifestyle and avoid any major changes having to be made at what would already be a very difficult time.

As illnesses such as cancer statistic are high, sadly cancer now effects one in two of us this type of policy provides a huge amount of financial security.

By removing that financial stress in a time of serious illness this will hopefully allow you time to concentrate on recovery.

There are different types of life insurance and we are here to advise and recommend the best product for you and your family.

However taking out a mortgage is a huge financially commitment and I urge every single client to consider the “What if?” scenario. It’s not a nice conversation to have but it is essential. We all protect and insure our mobile phones, jewellery, pets but yet ourselves and our families are the most important item to cover.

Everyone’s protection needs are different, we are here to work with you to see what you have, what you need, work with your budget and provide cover that fits your needs in case that “what if” situation sadly arises.